CREATIVE COMMERCIAL FUNDING was founded in 2005 by Tom Higgins, a commercial finance executive who saw that traditional lenders were often unable to adequately address the cash needs of small and middle market companies.
Throughout the years, we have provided capital to many companies that could not obtain traditional loans. In many instances, our financing allowed these companies to continue in business and flourish.
Our mission is to find CREATIVE ways to address a potential borrower’s funding needs. When evaluating a transaction, we take the time to get to know the people behind the company. We look at historic performance, collateral, projected performance, and strength of management. We then try to structure a loan which makes the most sense for the borrower.